Tani Protocol is an agricultural supply chain intelligence and structured finance platform built on Polygon, operated by PT Tani Protocol Indonesia in Indonesia. It connects Indonesian agricultural cooperatives, verified commodity buyers, and global impact investors through EUDR-compliant farm data infrastructure and tokenized harvest receivable deals.

A harvest receivable is a confirmed legal right to receive payment from a verified buyer when a cooperative delivers a commodity shipment. Unlike raw commodity investments, receivables have a fixed repayment date and amount — backed by a signed purchase order from exporters like Sucafina or Wahana. This removes commodity price risk and replaces it with known counterparty credit risk.

Connect your MetaMask wallet (Polygon mainnet), navigate to Deal Listings, and click Invest on any open deal. Each token costs $50 USDC or USDT. TANI is not required to invest — you pay the entire investment in stablecoin. Optionally, you can pay the 2.5% origination fee in TANI tokens instead for a 20% discount (effective fee becomes 2.0%). The smart contract handles approval and settlement — no intermediary needed. Wire transfer is also available if you prefer not to use a wallet.

TANI token has utility functions for investors and the platform: deal-room fee discounts (pay origination fee in TANI for 20% savings), cooperative tier fee reductions, treasury-side data-rewards backing, governance voting, and protocol yield staking (paid in USDT from platform revenue). Note: field-officer data rewards are paid in TANI Poin (Rp 100 per Poin, fixed) — a separate fiat-pegged loyalty unit, not the TANI token. The DataRewards smart contract reserves 1 TANI per 1 Poin earned as treasury backing and burns value-equivalent TANI at cashout. Fixed supply of 500,000,000 TANI — no inflation possible.

The EU Deforestation Regulation (EUDR) requires EU importers of cocoa, coffee, soy, palm oil, cattle, wood, and rubber to prove their products don't contribute to deforestation. From 2025, exporters without GPS-verified farm data and deforestation clearance certificates cannot sell to the EU. Tani Protocol generates EUDR Due Diligence Statements (DDS) using GPS polygon data from our Field App — making Indonesian cooperatives EU-market ready.

Each deal is backed by a signed purchase order from a verified Indonesian commodity buyer. Smart contract hard caps limit total exposure to $200,000 while our Sherlock audit is in progress. Funds are held in the TaniDealToken smart contract (verified on PolygonScan) — not by Tani Protocol. If a deal fails, you can claim a full refund via claimRefund() — the contract returns your full principal in the same stablecoin (USDC or USDT) you paid in.

The Token Generation Event (TGE) is targeted for June 2026 via a small public IDO (whitelisted, capped at $100K-$150K) at $0.01/TANI. The private SAFT round (April-May 2026) offers 40M TANI at $0.005/TANI — 50% discount — with a 12-month cliff and 12-month linear vesting after TGE. Minimum $25,000. Accredited investors only. Email invest@taniprotocol.com to apply.

Tani Protocol runs on Polygon mainnet (chainId 137). You need MetaMask or a WalletConnect-compatible wallet configured for Polygon. You also need USDT (native Polygon USDT: 0xc2132D05D31c914a87C6611C10748AEb04B58e8F) for investments, and optionally TANI tokens if you want to use the fee discount. Get POL/MATIC from Indodax, Pintu, or MEXC — withdraw on Polygon network.

All 4 contracts are deployed and verified on Polygon mainnet. TaniDealToken.sol is currently being submitted to Sherlock (audits.sherlock.xyz) for a formal security audit. While the audit is in progress, hard caps of $50K per deal and $200K total are enforced on-chain. Caps will be lifted after the audit clears. Contract addresses are public and verifiable on PolygonScan.