Tani Protocol bridges Indonesia's 27 million smallholder farmers to global capital markets — through traceable supply chains, embedded finance, and blockchain-enabled Real World Asset tokenization.
Most agritech platforms solve one piece of the puzzle. Tani Protocol connects all three layers of the agricultural finance stack — from the farmer's field to the investor's portfolio — creating a flywheel where better data enables better finance, and better finance attracts better capital.
We aggregate smallholder farmers through existing cooperatives, connect them directly to verified corporate buyers, and build the traceability data layer that makes everything above possible.
Confirmed purchase orders become bankable collateral. We provide working capital to farmers and cooperatives at the point of need — pre-harvest, logistics, post-harvest — at rates far below informal lenders.
Agricultural receivables and export contracts become tokenized instruments accessible to international ESG and impact investors — opening a new capital channel that has never existed before for Indonesian agriculture.
The sector employs one-third of the national workforce yet receives a fraction of the formal financing it needs to reach its potential.
Indonesia is also the world's third largest cocoa producer and a major origin for specialty coffee — yet farmers capture only 30–50% of end market value.
Sub-2 hectare plots dominate the landscape. Without aggregation, traceability, and embedded finance, these farmers remain invisible to global capital markets.
Whether you are a commodity buyer seeking traceable Indonesian supply, an impact investor looking for institutional-grade agricultural assets, a development finance institution, or a farmer cooperative — we want to hear from you.
We respond to all serious enquiries within 48 hours.